Who You Are
There are actually several questions that will be asked about who you are that the insurance company will use to determine who you are. Some of the questions will only apply within certain states. For example, some states allow for a credit check while others do not. If you live in a state where they do a credit check and you have a low score, you will want to work on improving it to see an improvement within your rate. Other questions that could affect the cost include your marital status and whether you are a homeowner, as well as any organizations that you are a member of.