Driving History
Your driving history is critical when determining what you are going to pay for a policy. You will be asked for your driver’s license number and this is so the insurance company can run your full driving records. They will be able to see at what age you were issued your license, what tickets you have gotten, and even what accidents you have been involved in. Accidents can remain on your record for three years. Even if you didn’t cause the accident, you were still involved and that increases your risk. More risk means more liability for the insurance company, which is why policies are often higher for people who don’t have the best driving histories. Your goal should be to clean it up as much as possible.